Balance Transfer

Lower Your Rate, Lower Your Payments.

Transfer your high-rate credit card balances to your new or existing MidUSA Credit Union Mastercard® with a lower rate!

  • 1.99% APR* rate on transferred balance for nine months
  • Lower overall payments
  • Platinum Mastercard Rewards Card®

Contact us for more information:

*Annual Percentage Rate (APR): The standard APR (and APR after the Introductory Rate period for purchases and balance transfers) may vary and is determined monthly by adding an amount between 3% and 9% to the Prime Rate. Prime Rate is subject to change on the first day of the billing cycle on the month immediately following any such changes in the Prime Rate as published in The Wall Street Journal. Current rate is as of 04/22/2020 (see cardholder agreement for complete details).  Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if you make a late payment.  Introductory rate good until the first day of the billing cycle that includes the 9-month anniversary date of the opening of your account. Balance Transfer Fee for this promotional offer is $15.00 or 3% of transfer, whichever is higher. Cardholder benefits are subject to change and offer may expire without notice.  REWARDS!: Cardholders will earn Rewards! (“points”) for purchases of all eligible goods and services using the participating financial institution’s credit card. For point accumulation rate, please login to Contact MidUSA Credit Union at 513-420-8640 for detailed terms and conditions that may apply. Additional restrictions may apply.