Business Savings

MidUSA Credit Union offers a variety of savings and investment options to meet your current and long-term business financial needs. All MidUSA CU share accounts are privately insured up to $250,000 per account by American Share Insurance (ASI). Visit the credit union rates page to help you decide which product is right for you.

Business Savings Accounts

Saving and budgeting for the future is a key component to the financial health of your business. As a MidUSA CU business member, whether you are saving for emergency, expansion, a large equipment purchase or a future project, one of the following Business Savings Accounts will meet your needs.

Business Main Share

This account is your membership account and must always maintain a $5.00 balance which represents your Credit Union share and entitles you to all membership benefits.

  • Minimum Balance: $5.00
  • Dividends: none
  • Service Fees: None

Business Prime Share

Earn more on your savings with the Business Prime Share Account. With a minimum balance of $2,500 and four rate tiers, your account earns higher dividends as your balance increases.

  • Minimum Balance: $2,500
  • Dividends*: Accrued Daily, Paid Quarterly; no dividends paid when balance is below minimum.
  • Service Fees: None

Business Share Certificates of Deposit

Business Share Certificates of Deposit are often an important piece of a sound savings strategy. Certificates require funds to remain in the account for a period of time and, in return, pay a higher dividend rate than other Savings Accounts.

Certificate of Deposit

This account pays high dividend rates as invested funds remain on deposit for a fixed period of time.

  • Minimum Balance: $1,000
  • Dividends*: Accrued Daily, Paid Quarterly
  • Available Terms: 3 to 60 Months

Colossal and Super-Colossal Share Certificates of Deposit

With a $50,000 minimum balance, a Business Colossal Share Certificate of Deposit earns a premium above Certificates with comparable terms. With a $100,000 minimum balance, a Business Super-Colossal Share Certificate of Deposit earns an increased premium above Certificates with comparable terms.

  • Minimum Balance: $50,000 for Colossal; $100,000 for Super-Colossal
  • Dividends*: Accrued Daily, Paid Quarterly
  • Available Terms: 3 to 60 Months

* Member may forfeit dividends if account is closed before accrued dividends are credited to the account.