Business Savings

Business woman with goals

MidUSA Credit Union offers a variety of savings and investment options to meet your current and long-term business financial needs. Whether starting, growing or expanding, we have the flexible business banking tools you need.

Business Main Share | Business Prime Share | Business Certificate of Deposit


Business Savings Accounts

Managing your cash with a plan for saving and budgeting for the future is key to creating financial health for your business. As a MidUSA CU business member, whether you are saving for emergency, expansion, large equipment purchases or a future project, one of the following Business Savings Accounts will meet your needs.

Business Main Share

The MidUSA Business Main Share is your membership account and your minimum $5.00 balance represents your Credit Union share and entitles you to all membership benefits.

  • Minimum balance: $5.00
  • Dividends: None
  • Service fees: None

Business Prime Share

As your balances grow, earn more on your savings with the Business Prime Share Account. With a minimum balance of $2,500 and four rate tiers, your business Prime Share account earns higher dividends as your balance increases.

  • Minimum balance: $2,500
  • Dividends*: Accrued daily, paid quarterly; no dividends paid when balance is below minimum.
  • Service fees: None

 

Business Share Certificates of Deposit

Often an important piece of a sound savings strategy, this certificate allows funds to earn the highest rates of interest we have available. Certificates require funds to remain in the account for a period of time and, in return, pay a higher dividend rate than other Savings Accounts.

Business Certificate of Deposit

Select rate and term that best meets your investing needs, with flexible options available.

  • Minimum balance: $1,000
  • Dividends*: Accrued daily, paid quarterly
  • Available terms: 3 to 60 months

 

* Member may forfeit dividends if account is closed before accrued dividends are credited to the account.