MidUSA Credit Union offers a variety of savings and investment options to meet your current and long-term business financial needs. Whether starting, growing or expanding, we have the flexible business banking tools you need.
Business Main Share | Business Prime Share | Business Certificate of Deposit
Business Savings Accounts
Managing your cash with a plan for saving and budgeting for the future is key to creating financial health for your business. As a MidUSA CU business member, whether you are saving for emergency, expansion, large equipment purchases or a future project, one of the following Business Savings Accounts will meet your needs.
Business Main Share
The MidUSA Business Main Share is your membership account and your minimum $5.00 balance represents your Credit Union share and entitles you to all membership benefits.
- Minimum balance: $5.00
- Dividends: None
- Service fees: None
Business Prime Share
As your balances grow, earn more on your savings with the Business Prime Share Account. With a minimum balance of $2,500 and four rate tiers, your business Prime Share account earns higher dividends as your balance increases.
- Minimum balance: $2,500
- Dividends*: Accrued daily, paid quarterly; no dividends paid when balance is below minimum.
- Service fees: None
Business Share Certificates of Deposit
Often an important piece of a sound savings strategy, this certificate allows funds to earn the highest rates of interest we have available. Certificates require funds to remain in the account for a period of time and, in return, pay a higher dividend rate than other Savings Accounts.
Business Certificate of Deposit
Select rate and term that best meets your investing needs, with flexible options available.
- Minimum balance: $1,000
- Dividends*: Accrued daily, paid quarterly
- Available terms: 3 to 60 months
* Member may forfeit dividends if account is closed before accrued dividends are credited to the account.