Other Services

MidUSA CU offers an array of convenience services to the membership. To jump to a particular section, click on a link below:

Direct Deposit

The Direct Deposit service allows your employer to electronically deposit your paycheck into your MidUSA CU Checking or Savings Account. With Direct Deposit, you won’t have to make a special trip to the credit union on payday – your check will be deposited automatically!

Ask your employer if they offer Direct Deposit to MidUSA Credit Union. If they do not currently provide this service, ask them to fill out a simple employer signup sheet to get set up.

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Payroll Deduction

You may authorize money to be taken from your paycheck and applied toward your MidUSA Credit Union share and loan accounts through the Payroll Deduction service. You can automatically make savings deposits and loan payments to take care of these routine transactions! Contact a MidUSA associate at 800-633-8905.

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MidUSA Credit Union Debit MasterCard® 

The MidUSA CU MasterCard® Check Card, also known as a “MidUSA CU Debit Card” or the “MidUSA CU Check Card,” allows you to access funds directly from your MidUSA CU Checking Account. MidUSA’s CU Debit MasterCard® has combined your checking account with the buying power of a MasterCard® through the convenience of an ATM card. You can pay expenses directly from your checking account without writing a check.  At ATMs, MidUSA CU is always “open” for you to check your account balances, make transfers or withdrawals – 24 hours a day, 7 days a week.

  • Accepted wherever the MasterCard® symbol is displayed
  • ATM access
  • Online protection with MasterCard® Secure Code
  • Free with any MidUSA CU Checking Account*

*Subject to credit approval. Some restrictions may apply. Contact a MidUSA CU Associate for details.

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MasterCard® Secure Code: Added Safety Online, Quick and Simple

MasterCard® Secure Code is a unique service that uses personal passwords to help protect MasterCard® card numbers against unauthorized use. Once you activate your card, no one else can use your MasterCard® card number at any participating online stores without your personal password. MasterCard® Secure Code is available only for select MasterCard® cards from participating financial institutions.

MasterCard® Secure Code provides an extra level of protection for online shopping. MasterCard® always protects its cardholders against unauthorized use, but MasterCard® Secure Code helps to prevent unauthorized use online before it can even happen.

Once your MasterCard® card is activated, your card number will be recognized whenever you purchase at participating online stores. You’ll enter your password in the MasterCard® Secure Code window, your identity will be verified, and the transaction will be completed. In stores that are not yet participating in MasterCard® Secure Code, your MasterCard® card will continue to work as usual. Your MasterCard® Secure Code password helps to ensure that only you can use your MasterCard® card number to buy online.

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Visa® Prepaid and Gift Cards

MidUSA CU offers Visa® Prepaid Debit Cards and Gift Cards.  For convenience, MidUSA CU allows members to reuse these cards by adding balances back to these cards.  Choose the appropriate link below to reload your card.

Debit Card

Gift Card

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Safe Deposit Boxes

Do you need a place to keep your valuable assets safe? MidUSA CU offers a variety of Safe Deposit Box sizes at the Towne Blvd., Crawford Street, Trenton and Kettering branch locations for a low annual fee. Safe Deposit Boxes are locked in vaults at each location to keep your valuables safe. Don’t take any chances with family heirlooms, expensive jewelry, or important papers – enjoy peace of mind with a MidUSA CU Safe Deposit Box today.

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Auto and Homeowner’s Insurance

Get an auto or homeowner’s insurance quote online in minutes. As a credit union member, you qualify for group rates, which could save you money on your auto or homeowner’s insurance and your rate is guaranteed for a full year. Go to Online Insurance for more information!

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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Accidental Death and Dismemberment (AD&D) Insurance

No one expects a serious accident or injury. Yet sometimes the unexpected happens. Transamerica Premier Life Insurance Company and MidUSA CU want you to know how Accidental Death and Dismemberment (AD&D) insurance could help you plan to protect your family’s future. AD&D coverage includes benefits for dying or dismemberment as a result of a covered accident. In addition, benefits for covered accidents also include:

  • Common Carrier Accidental Death pays twice the face value of your additional coverage if your loss occurs on a common carrier
  • Education Assistance pays a benefit for each dependent child who is enrolled as a full time student in an institution of higher learning
  • Anti-inflation benefit increases the benefit up to 125% of the original amount of coverage, after two years of continuous coverage
  • Coverage for accidental loss of hearing, limb, eyesight, speech and more

Credit union members are guaranteed acceptance and no physical exam or health questionnaire is required. AD&D insurance offers an easy way to help plan for your family so even the unexpected doesn’t catch you unprepared. To learn more, call 1-855-882-9536.

Insurance products and services are issued by Transamerica Premier Life Insurance Company, Cedar Rapids, IA, NAIC number 86231. Administrative Office: 2700 W. Plano Parkway, Plano, TX 75075-8200. Transamerica Premier Life Insurance Company is licensed to sell insurance in all states except NY. Products are not available in New York. References to Transamerica on this Site pertain either to an individual company or collectively to this and other Transamerica companies. This Site may not yet be approved by the Departments of Insurance in the states which have filing requirements at the time of publication.

 

Transamerica companies are part of the Aegon group. Copyright 2011-2013 Transamerica Corporation, 4333 Edgewood Road NE, Cedar Rapids, IA 52499 – All Rights Reserved.

 

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Life Insurance

To protect the ones you treasure most, you need the right life insurance plan. Your family could face challenging financial obligations if you’re not there. Plan for them now with benefits to help with:

  • Funeral costs and final medical bills
  • Mortgages and other outstanding debts
  • Food, utilities and other living expenses
  • College or childcare costs
  • Your spouse’s retirement

Not sure how much or what type of insurance you need? CUNA Mutual’s licensed professionals can help you understand your options. Call now for a personalized needs assessment, accurate answers to your questions, and affordable, versatile options to fit your lifestyle and budget. Let us help you take care of your greatest treasure. For more information, click here or call toll-free: 1-877-MEMBERS (1-877-636-2377).

Insurance sold through CUNA Mutual Insurance Society. The insurance offered is not a deposit and is not federally insured or guaranteed or sold by your credit union. Your credit union enables this program to be offered and is entitled to compensation from CUNA Mutual Insurance Society for doing so. Products may not be available in all states.

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