Credit Cards

Credit Card

Platinum Mastercard® Credit Cards

One of the most popular services that MidUSA offers is our selection of chip-EMV enabled Mastercard® credit cards. Our credit card accounts are available to qualified members at a rate that is traditionally less than what other financial institutions charge for their cards. Enjoy:

  • Competitive rates
  • Secure chip card technology
  • REWARDS program for platinum cardholders
  • Easy access through online banking
  • Automated payment options
  • Consolidated statements
  • True 25-day grace period
  • 24-hour ATMs: Look for Mastercard® or PLUS logos
  • Cash advances
  • Mastercard® SecureCode
  • Mobile app card controls

Platinum rewards! 

Our best credit card offering! From everyday purchases, like fuel and groceries, to all your other needs, like family vacations or kids’ school costs, your purchases will really pay off!

The MidUSA no annual fee, variable-rate Platinum Mastercard® offers you rewards!

Your Points, Your Perks, Your Way!

Use your MidUSA Rewards card for all of your everyday purchases. From fuel to groceries to utility bills, your everyday purchases will really pay off. For every $1.00 you charge on your Platinum Mastercard, you earn one point*. It’s that easy! Visit or call 866-678-5189, 24/7.


Application Solicitation Disclosure
Consumer Credit Card Agreement
*Subject to credit approval. Some restrictions may apply. Contact a MidUSA CU associate for details.

Custom Credit Card

Design It!™ PHOTOCARD!
Your Card! Your Way!

They are your personal MidUSA credit and debit cards, why not make them look like it?

With Design It!™ PHOTOCARD! you can personalize your card by adding a favorite photo of almost anything—your graduation, your children, your pet, or any of your favorite photos. There is also a gallery of photos and designs that include such themes as patriotic, nature and wildlife, landscapes, and sports and hobbies. It just takes a few minutes to request a card that is as unique as you are. Get a card that reflects you!

How it works:

  • Visit
  • Enter card number and associated ZIP code.
  • Click Design It!.
  • Upload or choose an image from the gallery.
  • Format the picture.
  • Preview and submit.
  • Receive your new unique card in two to three weeks.
*Fees may apply. See current Schedule of Fees and Charges for details.