Our Springtime HELOC special is here!


  • Rates as low as Prime minus 0.25% APR*
  • $50 Gift Card** for opening a new HELOC  -OR-
  • $100 Gift Card** if you refinance your current HELOC or home equity loan from another institution with MidUSA
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To learn more about MidUSA’s HELOC’s and our rates click here. If you would like to discuss your options, stop by any of our locations or give us a call at 513-420-8640.


*Annual Percentage Rate (APR) is variable and based on a range of 0.25% below to 3.25% over the current Prime Rate as listed in the Wall Street Journal as of May 1, 2019. The APR may vary depending upon each individual’s credit history, credit line, loan-to-value (LTV) and underwriting factors, currently ranging from 5.25% – 8.75%. The minimum APR that can be applied is 4.00%, and maximum APR that can be applied is 18.00%. Property must be owner occupied, with mortgage in 1st or 2nd position to qualify. Additional closing costs and an annual inactivity fee of $50 may apply. Additional fees may be required for loans over 80% LTV and are the financial responsibility of the member. Certain restrictions may apply. Consult a tax advisor regarding the deductibility of interest. **Limit one gift card per loan. Gift Card will be paid as a Lowe’s or Home Depot gift card. Offer is valid only on new loans to MidUSA. Offer cannot be used to refinance an existing MidUSA loan. Offer subject to end without notice. Other terms, conditions, limits and fees may apply; speak to a MidUSA associate for details.