It’s on the House


Use your home equity to pay for …

Remodels – Increase your home’s value

Loan consolidation – Lower your rate & payments

Peace of mind – Extra money for extra security

Get a Home Depot® or Lowe’s® Gift Card** with your New Home Equity Loan

$10,000 – $35,000 loan = $100

$35,001 – $50,000 loan = $150

$50,001 and up loan = $200


Contact us for more information:


*HELOC – Annual Percentage Rate (APR) is variable and based on a range of 0.50% to 3.25% over the current Prime Rate as listed in the Wall Street Journal as of the last business day of each month. As the Prime Rate changes, the APR on your account will also change. The APR may vary depending upon each individual’s credit history, credit line, loan-to-value (LTV) and underwriting factors, currently ranging from 4.00% – 6.50%. The minimum APR that can be applied is 4.00%, and maximum APR that can be applied is 18.00%. Additional fees, closing costs and an annual inactivity of $50 may apply. Additional fees may be required for loans over 80% LTV and are the financial responsibility of the member. Home Equities – Annual Percentage Rate (APR) may vary depending upon each individual’s credit history, loan-to-value (LTV) and underwriting factors. Fees and closing costs may apply and will vary based on LTV.
Property must be owner occupied, with mortgage in 1st or 2nd position to qualify and loan is subject to valid property appraisal. Property insurance is required and flood insurance may apply. Consult a tax advisor regarding the deductibility of interest. Certain restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Speak with a MidUSA CU Associate for details. MidUSA Credit Union NMLS #442068
**Limit one gift card per loan to be paid as a Lowe’s or Home Depot gift card. Offer is valid only on new loans to MidUSA. Offer cannot be used to refinance an existing MidUSA loan. Offer subject to end without notice. Other terms, conditions, limits and fees may apply; speak to a MidUSA associate for details.