Lending Rates

Make MidUSA CU your first stop for all your lending needs.  As a MidUSA CU member, the credit union will work with you to identify your best financing options. You can also make payments quickly and easily through the MidUSA CU Payroll Deduction service.  Contact a MidUSA associate today at 800-633-8905 or apply online.

New Auto3.49%*
Used Auto5.19%*
New Motorcycles4.49%*
Used Motorcycles4.49%*
New Boats, RVs, Other Collateral7.49%*
Used Boats, RVs, Other Collateral8.99%*
Home Equity Loan4.14%**
Home Equity Line of Credit5.25%**
Signature Loan7.49%***

Contact the credit union to check daily rates.  Contact our Mortgage Department by email or call 800-633-8905 to apply.


*Annual Percentage Rate (APR) subject to change at any time. Speak with a MidUSA CU Associate for details.
**Annual Percentage Rate (APR) for terms up to 60 months for members who qualify. Other rates are available for terms up to 180 months; ask a MidUSA associate for details.
***Annual Percentage Rate (APR) valid on Signature loans will be the standard published rate and may vary depending on each individual’s credit history, term chosen and underwriting factors. Loans will be approved up to current loan limits and under normal underwriting conditions. Offer excludes credit cards, First Mortgages, automobile loans, motorcycle loans and any other loan not listed above. Offer is valid only on new loans to MidUSA. Offer cannot be used to refinance an existing MidUSA loan.