MasterCard® Credit Cards

One of the most popular services that MidUSA CU offers is our chip EMV enabled MasterCard® credit cards. These accounts are available to qualified members at a rate that is traditionally less than what other financial institutions charge for their cards. MidUSA CU credit cards offer:

  • Competitive rates
  • Secure chip card technology
  • REWARDS program for Platinum cardholders
  • Easy access through online banking
  • Automated payment options
  • Consolidated statements
  • True 25-day grace period
  • 24-hour ATMs – look for MasterCard® or PLUS logos
  • Cash advances
  • MasterCard® SecureCode
  • Mobile App Card Controls


MidUSA Credit Union Platinum MasterCard Rewards Card®

From everyday purchases, like fuel and groceries, to all your needs, like family vacations or kids school needs, your purchases will really pay off!

Platinum MC Chip card







The MidUSA no annual fee, variable-rate Platinum MasterCard® offers you rewards!…Your Points, Your Perks, Your Way! Use your Rewards card for all of your everyday purchases.  From fuel to groceries to utility bills, your everyday purchases will really pay off.  For every $1.00 you charge on your Platinum MasterCard, you earn one point.  It’s that easy!  Visit or call 866-678-5189, 24/7.

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*Subject to credit approval. Some restrictions may apply. Contact a MidUSA CU Associate for details.


MidUSA presents Design It!™ PHOTOCARD!  YOUR CARD, YOUR WAY!

Design your debit or credit card with Design It! PhotocardThey’re your credit and debit cards… why not have them look the way you want?

With Design It!™ PHOTOCARD! you can personalize your card by adding a favorite photo of almost anything – your graduation, your children, your pet, or any of your favorite photos. There is also a gallery of photos you can choose from, including designs that are patriotic, nature and wildlife, landscapes, sports and hobbies, etc. It just takes a few minutes to request a card that is as unique as you are. Make your card, your way!


How it works:

  • Visit
  • Enter card number and associated zip code
  • Click Design It!
  • Upload or choose an image from the gallery
  • Format the picture
  • Preview and submit
  • Receive your new unique card in 2-3 weeks


*fees may apply – see current Schedule of Fees and Charges for details.