Personal Loans and Private Student Lending

Whether you are going on vacation, consolidating bills, purchasing a computer, or just wanting to splurge, contact MidUSA Credit Union for financing help.

Loan Products

MidUSA CU offers a variety of loans to suit the individual needs of credit union members. Please call 513-420-8640 or 1-800-633-8905 for current First Mortgage rates or additional information on MidUSA Credit Union loan products.

 APR* AS LOW AS
New Auto2.94%*
Used Auto2.94%*
New Motorcycles4.49%*
Used Motorcycles4.49%*
New Boats, RVs, Other Collateral7.49%*
Used Boats, RVs, Other Collateral8.99%*
Home Equity Loan4.14%**
Home Equity Line of Credit4.00%**
Signature Loan7.49%***

MidUSA Credit Union Signature Loans

With the MidUSA CU Signature Loan, also known as an “unsecured” loan, you can:

  • Borrow from $500 to $15,000 with various terms up to 48 months.
  • Save money on your monthly payments over the life of the loan.
  • Make payments quickly and easily through the MidUSA CU Payroll Deduction service.

Just decide how much you need, and once you’re approved MidUSA CU will even deposit the check into your account for you. It’s that easy! Talk to a MidUSA CU Associate today to customize your loan. Contact MidUSA to complete an application today*!

MidUSA Credit Union Share Secured Loans

Members love the benefits of the MidUSA CU Share Secured Loan. Use your savings as collateral to obtain very low interest rates. The Share Secured Loan is also ideal for building or repairing credit. You can:

  • Enjoy some of the lowest rates possible to help you save money on monthly payments over the life of the loan.
  • Make payments quickly and easily through the MidUSA CU Payroll Deduction service.

Contact a MidUSA Credit Union Associate to discuss your options for a MidUSA CU Share Secured Loan today*!

MidUSA Credit Union Overdraft Protection

Avoid the hassle and embarrassment of returned checks with Overdraft Protection. There are two forms of protection: transferring from a Savings Account or accessing an Overdraft Line of Credit. This protection ensures that your checks are always covered without costly fees when adequate overdraft funds are available.

MidUSA Credit Union Private Student Loans

The Credit Union Student Choice program was created with one goal in mind – helping you finance a higher education without a higher price tag. Our Private School Loan option:

  • Helps fill in the gap between what government loans cover and the total expense
  • Offers zero origination fees
  • Allows for fully deferred payment while in school
  • Gives the student a full Line-of-Credit which can be used over multiple years.
  • You can apply on-line or call 877-344-6449 to speak to a representative

Apply Here or Print an Application

You may apply online or print an application to complete and submit to MidUSA Credit Union.

* Subject to credit approval. Some restrictions may apply. Contact a MidUSA CU Associate for details. Rates quoted for 1-36 month terms.

** Home Equity Loans: The Annual Percentage Rate (APR) is subject to change without notice. Private Mortgage Insurance may be required. Fees and closing costs may apply. Fees range from $150 – $275. Consult your tax advisor regarding the deductability of interest. Certain restrictions may apply. Speak with a MidUSA CU Associate for details.
***Annual Percentage Rate (APR) for terms up to 48 months for members who qualify.