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*Annual Percentage Rate (APR) for a MidUSA Credit Union 20-year mortgage is 3.125% with closing costs of $499. As an example, based on a $100,000 loan amount with a 5% down payment, estimated monthly principal and interest payments on a 20-year mortgage would be approximately $562. (Excludes points, taxes and insurance; total payment will be higher). APR and rate effective as of 4/16/2020 and subject to change. Loan amounts range from $50,000 – $350,000. Down payment of 5% or more required. Private Mortgage Insurance (PMI) is required for loans over 80% Loan to Value (LTV).
*Closing costs of $499 includes processing fee, underwriting fee, document prep fees, origination fee and appraisal. Escrow, prepaids, taxes, insurance and accrued interest are the responsibility of the borrower. Other fees may apply and are the responsibility of the borrower.
Available for purchase or refinance of residential property on a one to four family dwelling; Cannot be used to refinance an existing MidUSA loan. Loan terms may vary depending on property appraisal and each individual’s credit history and underwriting factors. Not all applicants will qualify. Consult a tax advisor regarding the deductibility of interest. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Speak with a MidUSA CU Associate for program details. MidUSA Credit Union NMLS #442068