Buying A Home

You found it. The perfect starter house, the house your family can grow with, or the place to retire. Whichever the situation, it’s no longer just a house, it’s your home.

With all the excitement of purchasing a home comes a lot of things to consider, including the home inspection, insurance, down payment, and new appliances and window treatments. A MidUSA CU Associate may not be able to help you color-coordinate your drapes with your furniture, but we can make the rest of the buying process an efficient, pleasant, and rewarding experience.

Financing Your Purchase

Let MidUSA CU help to make your move as smooth as possible with our affordable fixed and variable Mortgage Loans. We have great rates, flexible terms, and low fees. You may also want to begin your search with a visit to our online Loan Calculators which will help you find out how much you can afford to spend.

Home Improvements

Did you invest in a fixer-upper? Maybe you’d like to add a deck or install a pool? If you were able to make a down payment or otherwise have equity in the house from the start, you may want to consider borrowing against that equity through a MidUSA Credit Union Home Equity Loan or Home Equity Line of Credit. Home improvement projects may be within reach sooner than you think.

Life Insurance and Your New Home

It may be time to consider life insurance if you’re purchasing your home with someone else, so the First Mortgage does not become a burden should something happen to you or your partner.  The partnership you have with MidUSA Credit Union extends to MidUSA Credit Union Investment and Insurance Service Center, through our broker dealer CUSO Financial Services, LP. (CFS).

Plan for the Future

Buying a home may create many changes to your financial outlook.  The partnership you have with MidUSA Credit Union extends to MidUSA Credit Union Investment and Insurance Service Center, through our broker dealer CUSO Financial Services, LP. (CFS).

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA, SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

First Mortgage Center

See what the MidUSA Mortgage Center can do for you!
Apply for a Mortgage Loan Online
Financial Calculators
Home Equity Line of Credit and Home Equity Loan
Investment Center