Having a Child

Before you know it, that little bundle of joy will be having slumber parties, going to summer camp, and asking for the keys to the car. Time goes by quickly when you have children, but MidUSA Credit Union can help you plan for their future. It’s time to make those long-term financial plans and figure out which kinds of accounts, investments, and insurance policies make the most sense for your growing family. Soon your baby will be off to college on his or her own, and you want to be ready.

Savings

MidUSA CU offers a variety of ways to save for your child. Our Savings Accounts are fee-free and high-yielding; MidUSA Credit Union Certificate of Deposit accounts offer flexible terms from 3 to 60 months.

Invest Today for your Child’s Future

This is a good time to start planning for your child’s education.  The partnership you have with MidUSA Credit Union extends to MidUSA Credit Union Investment and Insurance Service Center, through our broker dealer CUSO Financial Services, LP. (CFS).

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA, SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Insurance

Protecting yourself against financial disaster is more important than ever once a baby is on board.  The partnership you have with MidUSA Credit Union extends to MidUSA Credit Union Investment and Insurance Service Center, through our broker dealer CUSO Financial Services, LP. (CFS).

A New Home

Your growing family might need a little elbow room. Finding, financing, and moving into a new home can be stressful at any point in your life, even when you aren’t dealing with midnight diaper changes. Let MidUSA CU help to make things go smoothly with our affordable fixed and variable Mortgage Loans. We have great rates, flexible terms, and low fees. You may also want to start your search with a visit to our online Loan Calculators, which will help you find out how much you can afford to spend.

A New Automobile

With a new baby comes a greater interest in safety and convenience. MidUSA CU can provide competitive Auto Loan options and protect the vehicle with affordable insurance products.

Managing Expenses

All of those toys and baby food can certainly add up. MidUSA CU can help you manage those new expenses with a MasterCard® Credit Card. Our great rates and excellent member benefits will put your mind at ease.