Mobile and Text Banking

Mobile Web Banking

Access to your MidUSA accounts just got easier! Mobile Web Banking through It’s Me 247 is safe, easy and available for free to all MidUSA Online Banking members.

Download MidUSA’s mobile app from the Apple or Google Play app store today!  Mobile app

MidUSA’s Mobile app allows you to:

  • View account balances for savings, checking, certificates and loans
  • View funds on hold for savings and checking
  • View pending ACH transactions
  • View your secure Message Center
  • Transfer funds between accounts

To get started with Mobile Web Banking, simply visit from your mobile device and click on the It’s Me 247 icon. Your phone will automatically switch to the mobile version after a few seconds.

For added security, remember to use the “Log out” button when using Mobile Banking. On iPhone and Android devices, the “Log out” button is on the Home/Options screen. It can easily be found by hitting the “Home” button in the upper right corner at any time.

You will be unable to change your password in Mobile Banking. If you need to change your password, please log on to It’s Me 247 from a computer.

If you feel like your account has been compromised, contact us immediately. If it is after hours, we suggest entering an incorrect password three (3) times to lock your account until you are able to contact us.

Text Banking

Text banking is the quickest and most convenient way to stay connected to your MidUSA accounts.

With Text Banking, you can:

  • Receive text messages regarding the balance of y our savings, checking, certificates and loans
  • Enroll in e-Alerts and receive notices regarding account balances, electronic deposits, withdrawals or payments due

You can enroll in Text Banking by clicking on the “Go Mobile” button on the It’s Me 247 toolbar. Then select Text Banking Home to access the enrollment screens. After enrollment, text commands to IM247 (46247).

Text Banking Commands

The following are the Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process.


Balance for all accounts

BAL {nick]

Balance for up to three savings or checking accounts, where {nick} is a custom 1-6 character nickname assigned within It’s Me 247

BAL {#}

Balance for a specific account, where {#} is the 3-digit account suffix

BAL {nick} {#}

Balance for a specific membership and account combination


Turns off all text banking

STOP {nick}

Turns off text banking for a specific account


The customer service number

Be sure to leave a space between commands. 

*Please see the Text Banking page in online banking for fee disclosures. In addition to any fees MidUSA may charge, your mobile phone carrier may charge you standard text messaging fees. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.