Personal Loans

Couple on a hike

Whether you are going on vacation, consolidating bills, purchasing a computer, or just wanting to splurge, contact MidUSA Credit Union for financing help. We have flexible terms and the perfect loan option just for you!

MidUSA Credit Union Signature Loans

With the MidUSA CU Signature Loan*, also known as an “unsecured” loan, you can:

  • Borrow from $500 to $15,000 with various terms up to 48 months**.
  • Save money on your monthly payments over the life of the loan.
  • Make payments quickly and easily through the MidUSA CU Payroll Deduction service.

Just decide how much you need, and once you’re approved, MidUSA CU will even deposit the check into your account for you. It’s that easy! Talk to a MidUSA CU Associate today to customize your loan.

 

MidUSA Credit Union Share Secured Loans

Members love the benefits of our Share Secured Loan*. Use your savings as collateral to obtain very low interest rates. The Share Secured Loan is also ideal for building or repairing credit. You can:

  • Enjoy some of the lowest rates possible to help you save money on monthly payments over the life of the loan.
  • Make payments quickly and easily through the MidUSA CU Payroll Deduction service.

 

MidUSA Credit Union Overdraft Protection

Avoid the hassle and embarrassment of returned checks or denied debit card transactions with Overdraft Protection. There are two forms of protection: transferring from a Savings Account or accessing an Overdraft Line of Credit. This protection ensures that your checks and debit card purchases are always covered without costly fees when adequate overdraft funds are available.

 

All MidUSA CU share accounts are privately insured up to $250,000 per account by American Share Insurance (ASI).
* Subject to credit approval. Some restrictions may apply. Contact a MidUSA CU Associate for details. Rates quoted for 1-36 month terms.
** Annual Percentage Rate (APR) for terms up to 48 months for members who qualify.