Spring Clean Home Equity

Clean up today with a “No Appraisal Fee” home equity loan!*

Clean house with a MidUSA home equity loan!  Whether for debt consolidation, home repairs, a new car or more, a loan can help.

No Appraisal Fee with a Home Equity Loan.* Up to a $225 value!

 


 

Need more information? Let us know and we’ll reach out.

 


*Home Equity Lines of Credit (HELOCs) – Annual Percentage Rate (APR) is variable and based on a range of 0.50% to 3.25% over the current Prime Rate as listed in the Wall Street Journal as of the last business day of each month. As the Prime Rate changes, the APR on your account will also change. The APR may vary depending upon each individual’s credit history, credit line, loan-to-value (LTV) and underwriting factors, currently ranging from 4.00% – 6.50%. The minimum APR that can be applied is 4.00%, and maximum APR that can be applied is 18.00%. An annual inactivity fee of $50 may apply.
Home Equity Loans – Annual Percentage Rate (APR) is fixed and may vary based upon each individual’s credit history, loan-to-value (LTV) and underwriting factors. 
For HELOCs and Home Equity Loans, MidUSA will waive the appraisal fee up to $225. If borrower cancels loan application while in process or chooses to not close the loan upon approval (regardless of approved amount), the borrower/member will be responsible for reimbursement of the appraisal cost.  Appraisal fees greater than $225, as well as additional fees and closing costs, may apply and are the responsibility of the borrower. Additional fees may be required for loans over 80% and are the financial responsibility of the borrower.  
Property must be owner occupied, with mortgage in 1st or 2nd position to qualify and loan is subject to valid property appraisal. Property insurance is required, including flood insurance where applicable. Consult a tax advisor regarding the deductibility of interest. Certain restrictions may apply. In order to open a Home Equity Loan or Line of Credit, you must become a MidUSA CU member and satisfy MidUSA’s underwriting criteria; not all applicants will qualify. Offer is valid only on new home equity loans to MidUSA; offer cannot be used to refinance an existing MidUSA loan. Programs, rates, terms and conditions are subject to change or end without notice. Speak with a MidUSA CU Associate for details. MidUSA Credit Union NMLS #442068